Life moves on, we get old. It isn't for sissies.
We face new, unexpected challenges all the time.
Some bring only new pains. Some have hidden opportunities.
We help our clients medically. And we look hard for hidden ways to help financially.
Because no matter how long we each do survive, there will always be one more mountain we must climb.
Why Choose Next Mountain Advisors?
- - Our Chairman wrote the bestselling book on avoiding Medicare traps - real expertise, not sales talk.
- - Senior Broker is a retired RN/BSN - medical knowledge you can trust.
- - Hundreds of NC families helped, thousands of problems solved - proven results.
- - No pressure, no obligation, ever - we work for you, not insurance companies.
- - NC-focused: we know the local rules, doctors, and pitfalls inside out.
- - One call gets you a calm, experienced voice when life hits hard.
Medicare Advisory & Insurance
We are highly competent in all of the intricacies of the most ridiculously complicated healthcare system ever invented by bureaucrats. Our Chairman wrote a bestselling book in 2018 called "Avoid the Traps within Medicare." Our Senior Broker is a retired RN/BSN. We have consulted with hundreds of clients over the years, and solved thousands of problems. Let us help you navigate the minefields.
Read more ->Medicaid Integration
Medicaid planning isn't sexy - until you realize the state wants your house after you're gone. We help you protect what you built while still getting the care you need. No smoke, no mirrors - just legal, practical strategies that actually work in North Carolina.
Read more ->Final Expense
Nobody wants to leave their family with a $12,000 funeral bill on top of grief. We find simple, affordable policies that pay fast - so your kids aren't arguing with a funeral director while crying. Peace of mind, not additional financial grief on top of their worst emotional grief.
Read more ->Family Assistance
When life hits hard - illness, loss, financial curveballs - we step in as the calm voice that helps adult children and spouses make sense of the chaos. Medical coordination, paperwork, emotional support. We're the friend you call when you don't know who else to call.
Read more ->Trust / Elder Law Referral
Wills are nice. Trusts are smarter. We connect you with NC elder-law attorneys who actually know what they're doing - so your assets go where you want, not where the state or probate court decides. Legacy protection without the headache.
Read more ->Asset Preservation
Your house, your savings, your farm - you worked a lifetime for them. We help shield them from nursing-home costs, Medicaid recovery, and unnecessary taxes. Legal, ethical, effective. So your legacy goes to your family, not the government.
Read more ->Paper Assets vs. Tangible Assets
Paper assets (stocks, bonds, mutual funds) can evaporate in a market crash or inflation spike. Tangible assets (real estate, precious metals, farmland, collectibles) hold real-world value and often outpace paper during turmoil. We help NC seniors balance the two - protecting what you can touch while still growing what you can't.
Read more ->Dr. You, Meet Doc Grok
Your health records, meds, doctors, and directives are scattered across systems that don't talk to each other. YOU should act as your supervising primary doctor - organizing everything, spotting gaps, coordinating with providers, and making sure your care is up to best-practices when seconds count. Impossible a few years ago -- but now AI makes it possible, if you are willing.
Read more ->Book Publishing
Got a story, wisdom, or memoir burning inside you? We guide seniors through turning it into a real book - print or digital. No vanity press nonsense - real editing, formatting, and distribution so your words live on.
Read more ->Our Leadership
Rick Mortimer
Chairman, Next Mountain Advisors
Founder of Next Mountain Advisors and author of The Traps Within Medicare. Came out of retirement to help seniors cut through Medicare’s complexity with straight talk and practical guidance—not hype.
Nancy Jaquins
Senior Broker — Retired RN/BSN
Brings clinical experience and patient advocacy to every conversation. Helps families understand coverage, care options, and next steps with patience and respect.
Our Books
Selected Amazon Comments
Short excerpts from reader reviews of The Traps Within Medicare.
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Ready to take control of your future?
No pressure, no obligation - just real help from people who've been there.
We're here for NC seniors - let's climb that next mountain together.
Important disclosures
Next Mountain Advisors Inc. offers insurance-related information and services in accordance with applicable state licenses. Nothing on this site is legal, tax, or investment advice. Product availability, rates, and underwriting rules vary by carrier and state; any discussion of coverage is general in nature until you complete an application and receive an offer from the insurer.
We may recommend or place business with insurance carriers we represent; you should compare options and ask questions before you buy. For Medicare-related products, federal and state rules apply—we encourage you to use official resources (including Medicare.gov) alongside any conversation with us.
If you need legal documents (wills, trusts, powers of attorney), we refer you to licensed attorneys; we do not practice law. Past results or reader comments do not guarantee future outcomes.